Reduce ChargebackExposure withAccount-to-AccountPayments
Near-zero chargebacks compared to legacy card payment models. Utilising Pay-by-Bank A2A infrastructure virtually eliminates chargebacks and disputes.
Trusted By
Every Chargeback Costs More Than the Dispute
The fee is just the beginning. The operational and compliance burden compounds.
Book a Call
Disputes on Transactions
Players deposit, lose, then claim fraud. The card network sides with the cardholder. You absorb the cost on a transaction that was genuine.
Compliance Risk That Builds
High chargeback rates don't just hurt margins ā they can jeopardise your relationship with payment processors.
Operations With No Upside
Every dispute requires investigation time, evidence gathering, and response filing.
Account to Account Dispute Advantages.
Minimize Chargeback Exposure
Bank transfers are authenticated and final. There is no card network dispute mechanism, no reversal window. Bank transfer disputes are not equivalent to card chargebacks. The player bears the burden of proving they did not willingly authorise the transaction.
Merchant Account Stability
With reduced chargeback exposure your processor relationship risk all but disappears.
Trust Built In
Players authenticate deposits through their own banking app using biometric or PIN verification they already use daily. That familiarity builds confidence at the point of deposit ā without adding friction to the funding flow.
The Pay by Bank Advantage when dealing with disputes.
Every chargeback costs money, time, and operational focus. Pay by Bank removes the dispute mechanism almost entirely.
Card Chargeback Risk
- Chargebacks on every card transaction ā win or lose, you pay
- Dispute evidence gathering and response workflows
- Chargeback fees per case regardless of outcome
- Friendly fraud from players disputing legitimate transactions
- Revenue reversals weeks after the original payment
Pay by Bank with Aryze
- š”ļøBank-authenticated payments ā significantly reduced chargebacks
- ā Payer intent confirmed at the bank before payment executes
- š·Reduced disputes = reduced chargeback fees
- šCleaner reconciliation without dispute adjustments
- šStrong customer authentication required on every transaction
Remove Chargeback Risk Almost Entirely
Experience the Difference